Reduce document fraud and automate data processing with Governed AI for financial services
The agentic decision intelligence platform built for financial services.
Cognita from CreditLogic is the governed layer built to address processing and fraud costs in document and data. So decisions run safely, at scale, with evidence behind every one.
Three capabilities. One governed path to decision outcomes.
Document
intelligence
Detect document fraud and automate processing. Turns unstructured paperwork into decision-ready data — classified, verified, extracted. Minutes, not days.
Decision
Intelligence
Applies your rules consistently, every time. Recommends outcomes with full evidence, and knows when to bring in a human. Configured to your workflows.
Workflow
Automation
Orchestrates every handoff across teams and systems. Nothing lost, no one unaccountable.
Designed for complex, high-stakes decision environments.
Proven at scale with over 100 regulated customers.
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Reduce application fraud losses
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Reduction in data processing times. Speed up decisions and transform CX without increase risk.
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%
Reduction in operational costs
Processing over 40% of Irish consumer mortgages. 100+ regulated institutions. One governed platform.
Live in Tier 1 banks and government today — not a pilot, not a lab.
Automate your most mission-critical workflows
From first application to final decision, Cognita orchestrates the full journey — document validation, decisioning and multi-party case management — with governed AI built for banks, credit unions, building societies, lenders, fintechs and intermediaries.
Credit Origination (consumer and business)
End-to-end origination for personal and commercial lending, from document collection through underwriting to decision. Cognita coordinates the handoffs between applicant, broker and credit teams, with full case visibility and an audit trail at every stage.
Mortgage Origination
A digital-first mortgage journey from application to offer. Cognita validates identity, income and supporting documents automatically, then orchestrates the case across customers, brokers and credit teams — with a portal experience people actually want to use.
Other Workflows
CreditLogic extends beyond lending — orchestrating agentic workflows and case management across onboarding, servicing, compliance and collections, wherever multiple teams, systems and decisions need to work as one governed process.
Ready to eliminate fraud and automate your data processing?
Book a 30-minute call to see what processes are at risk.